Sr. Credit Specialist
BILL
This job is no longer accepting applications
See open jobs at BILL.See open jobs similar to "Sr. Credit Specialist" Emergence.Do the best work of your career, helping businesses change the way they manage finances.
BILL is a leader in financial automation software for small and midsize businesses (SMBs). As a champion of SMBs, we are dedicated to automating the future of finance so businesses can flourish. Hundreds of thousands of businesses trust BILL solutions to manage financial workflows, including payables, receivables, and spend and expense management. With BILL, businesses are connected to a network of millions of members, so they can pay or get paid faster. Through our automated solutions, we help SMBs simplify and control their finances, so they can confidently manage their businesses, and succeed on their terms.
BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. We have operations in San Jose, CA, Draper, UT, Houston, TX and Sydney, AUS and are continuing to expand into other geographic locations. If you’re looking for a place that helps you do the best work of your career, look no further than BILL.
This position is based at Draper, Utah. We support a hybrid work environment with on-site and remote work days.
Make your impact within a rapidly growing Fintech Company
We are looking for a talented, and high performing Credit Implementation Advisor to collaborate with various teams to manage credit limit changes, analyze customer data for credit decisions, ensure compliance, and drive proactive credit increases, while maintaining effective communication with customers and banking partners.
What you'll be doing
- Collaborate with the Customer Success and Implementation teams by communicating credit limit changes, gathering and reviewing financials, and making credit decisions based on analyzing customer data.
- Work closely with our underwriting and risk teams to get increase requests approved and implemented to enhance spend opportunities.
- Auditing requests and gathering additional information required for credit decisioning.
- Reaching out directly to customers and assisting them with bank connections, locating proper documentation, ensuring deliverance of documents to underwriting (audited financials, tax returns, profit and loss statements, balance sheets)
- Actioning high risk accounts by request of our Risk team
- Communicating approvals to customers and coordinating communication to our banking partners
- Ensuring compliance with Reg B by supplying Adverse Action Notices to denied or counter-offered customers
- Driving proactive increases across our portfolio and on individual accounts
We’d love to chat if you have:
- Banking or finance background
- Understanding of commercial or consumer lending
- Experience in processing credit applications
- Highly organized
- Ability to work at a fast pace
- Strong people skills
- Strong written and verbal communication skills
- Highly attentive to detail
To Stand Out
- Proficiency in Excel
- Experience with SalesForce or similar CRM
Let’s talk about benefits
- 100% paid health, dental, and vision plans (choose HMO, PPO, or HDHP)
- HSA & FSA accounts
- Life Insurance, Long & Short-term disability coverage
- Employee Assistance Program (EAP)
- 11+ Observed holidays and wellness days and flexible time off
- Employee Stock Purchase Program with employee discounts
- Wellness & Fitness initiatives
- Employee recognition and referral programs
- And much more
This role is based in Utah.
The On Target Earnings (OTE) range for this role is noted below for our office location in Draper, UT. This role is eligible to participate in BILL’s sales incentive and equity plans. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.
For positions that are in office we support a hybrid work environment with on-site and remote work days. Check out our LinkedIn Life Page for each location and Discover BILL.
We live our culture and values every day
At BILL, we’re different by design—it's our culture. Our CEO is a trusted entrepreneur who lives our cultural values: Humble, Authentic, Passionate, Accountable, and Fun. People here love being their authentic selves, contributing unique experiences, sharing ideas, perspectives, and intellectual curiosity. We celebrate our diversity as the heart and soul of how we work, grow, and succeed together. Inspiring people with meaningful career experiences they love really does make the dream work and our successes just keep getting better. There’s no limit to what we can build and where we can go from here. We’d love you to join us.
BILL is proudly an Equal Opportunity Employer where everyone is welcome. Our innovation and technology are inspired by an inclusive culture unlike any other. Everyone brings a different personal story and perspective and this diverse mix of minds, backgrounds, and experiences is where our greatest ideas come from. We welcome people of all races, ethnicities, ages, religions, abilities, genders, and sexual orientations to make us an even more vibrant company. We want everyone to bring their authentic selves here, to share our values, shape our vision, drive innovation, and become part of a culture we celebrate every day.
BILL Culture:
- Humble - We check our egos at the door. We are curious. We listen, accept feedback.
- Authentic - We earn and show trust by being real—embracing our authentic selves.
- Passionate - We care deeply about each other and our customers.
- Accountable - We are duty-bound to each other, our customers, and society.
- Fun - We wrap it all together by building connections and enjoying time spent together.
Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants
This job is no longer accepting applications
See open jobs at BILL.See open jobs similar to "Sr. Credit Specialist" Emergence.